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Rohit Raj
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Fintech Apps That Handle Real Money

Secure, accurate, and compliant financial software — from tax calculators to investment dashboards. Built by a developer with live fintech projects in production.

The Problem

Financial apps need bulletproof security, accurate calculations, and regulatory compliance. Most agencies treat fintech like any other CRUD app — and that's how bugs that lose money happen.

What You Get

  • ✓Tax regime comparison calculators with real-time rule updates
  • ✓Payment gateway integration (Razorpay, Stripe, UPI)
  • ✓Investment portfolio dashboards with live market data
  • ✓Offline-first architecture for financial data access anywhere
  • ✓Bank-grade security: encryption at rest, secure API design, audit logs
  • ✓Automated financial report generation (PDF/Excel)
  • ✓Multi-currency support and GST-compliant invoicing

Tech Stack

React NativeSpring BootPostgreSQLRazorpayStripeDexie/IndexedDBRedis
Timeline
6-16 weeks

Related Work

MyFinancial — Personal Financial Advisor
Financial planning in India is fragmented across banks, insurance, and tax documents.

Frequently Asked Questions

Do you handle RBI compliance and payment regulations?

I build apps that follow RBI guidelines for digital payments and data storage. This includes proper KYC flow integration, transaction audit trails, and secure data handling. For specific regulatory requirements (like payment aggregator licenses), I'll work with your compliance team to ensure the technical implementation matches legal requirements.

How do you handle financial data privacy and security?

All financial data is encrypted at rest and in transit. I implement role-based access control, API rate limiting, and comprehensive audit logging. Sensitive data like bank account numbers are tokenized. The architecture follows OWASP security guidelines and I conduct security reviews before deployment.

Can you build an app that works offline for financial calculations?

Yes — my fintech apps use offline-first architecture with IndexedDB/Dexie for local storage. Users can access their financial data, run tax calculations, and view portfolio summaries without internet. Data syncs automatically when connectivity returns, with conflict resolution for any concurrent changes.

Testimonials

What Clients Say

Rohit delivered our MVP in 5 weeks — on budget and ahead of schedule. His architecture decisions saved us from rewriting everything when we scaled.

Arjun Kapoor
Founder, NovaByte Labs
MVP Development

We needed a WhatsApp bot for our clinic chain. Rohit understood the problem immediately and shipped a working solution that our staff could use without training.

Priya Mehta
CTO, MediConnect Health
WhatsApp Bot
Build Your Fintech App

Rohit Raj — Backend & AI Systems

Services

Mobile App DevelopmentAI Chatbot DevelopmentFull-Stack Development

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