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MyFinancial — Personal Financial Advisor

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React 19Vite 7Tailwind CSS 4ZustandDexie (IndexedDB)Spring Boot 3.xJava 21PostgreSQL
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MyFinancial — Personal Financial Advisor - Landing Page — Fix Your Finances Early
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📸Landing Page — Fix Your Finances Early
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Problem

Financial planning in India is fragmented across banks, insurance, and tax documents. Most tools require sharing sensitive data with third parties.

Business Impact

Indians manage finances across 5-10 different platforms. No single tool consolidates bank accounts, insurance, tax, and investments — while keeping data private. MyFinancial solves this with zero cloud dependency.

System Approach

  • React 19 + Vite 7 PWA frontend with Tailwind CSS 4 glassmorphism design
  • Dexie (IndexedDB) for privacy-first local data storage — no sensitive data leaves the browser
  • Zustand for lightweight state management across the 6-step wizard
  • Spring Boot 3.x + Java 21 backend with PostgreSQL for optional cloud sync
  • Color-coded wizard steps with contextual financial health indicators

Key Decisions & Trade-offs

  • LocalStorage/IndexedDB over cloud storage — privacy is a core value proposition
  • Rule-based engine over AI/ML — deterministic financial calculations are more trustworthy
  • India-specific instruments (PPF, EPF, NPS, Gold) over generic global templates
  • PWA over native app — broader reach, works offline, single codebase

Current Status

6-step wizard functional. Profile, Income, Assets, Liabilities, Insurance, and Tax screens complete. Wealth Dashboard with Net Worth scorecard and Financial Runway implemented.

Roadmap

  • Add goal-based financial planning (retirement, education, home)
  • Implement mutual fund portfolio analysis
  • Add PDF report generation for financial health summary

What I'd Improve Next

  • Could add optional encrypted cloud backup for cross-device sync
  • Consider adding AI-powered investment recommendations

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